Aug 4 2009

The fear of a healthy America…

written by ekg

There is a great discussion going on on the muchedumbre forum..

“Fear here… I got fear here… 1 trillion dollars… get your fear…

sorry, 900 billion… like any of us really know the difference…

So, is Obama simply repeating the mistakes of Bush II by selling important things to the American people with fear?

fear here, fear now.. we must stop it.

Well, we must stop it when it is President Obama doing the mongering, when it is a Democrat’s agenda, when it is an issue that 70% of the country’s population want.

We are being led to believe that the ‘fear’ the President it ‘mongering’ on the rise of insurance prices, the crippling effect that the uninsured have on the medical system, and the eventual crash of medicare/medicaid  is just fanciful and over-the-top unnecessary rhetoric. But this isn’t about the country, this isn’t about helping the 70% majority get what they are begging for,the Republican’s  only goal here is to stop Obama by ending his hope of healthcare for everyone. The idea behind  stopping the healthcare reform the President is asking for is that it will  bring his popularity down enough for Republicans to  hope for a chance to win a majority of congressional elections is 2010. This isn’t about you or me to the Republicans, this is about beating Obama and winning congressional seats. Just ask Sen. James Inhofe (R-OK). He isn’t afraid to admit the Republican agenda.

“When you tell people that the mortality rate in Canada is 25% higher for breast cancer, 18% higher for prostate cancer, you know, they say why in the world would we emulate a system like that?”

Of course they are telling them a lie, because that is not the system we are trying to emulate.. but what good is a little truth when your goal is fear. Why bother with the truth when the  the mortality rate for mortality is 3% higher in the United States than Canada? Because then, you lose your argument all together.

This idea of pretending that our healthcare system would suffer or the bonus-cuts the poor and destitute health insurance CEO’s would have to endure are not the issue, is ridiculous. The issue is to do what it takes to win at all costs.

“I just hope the President keeps talking about it, keeps trying to rush it through. We can stall it. And that’s going to be a huge gain for those of us who want to turn this thing over in the 2010 election.”-Sen. James Inhofe


The majority of us who support a public plan and are willing to pay for it, are sadly not as important as those who donate millions to coffers of our elected officials both Democrat and Republican. Oddly enough, the ones taking the most money from Phamra and Big Insurance are the one blocking reform by calling for bi-partisanship. Which in this case means a bill so watered down and useless that it will do more harm than good. And yet to call them on this, to explain the immediate need for reform, to try and give a democracy what it’s demanding.. is to be out there ‘fear mongering’ and scaring the public and this just isn’t to be born!

We had to wire-tap our own citizens for fear that the terrorists were  making covert plans over the wires.

We had to torture  subjects who were captured for fear that they might  know something. In order to do that though, we had to change the wording of strict Geneva convention guidelines to change these POW’s into ‘enemy combatant’ for fear that the laws may protect them.

We had to detain  combatants  in secret holding facilities all over the world for fear that they would escape or worse, join together and become a ’super-terrorist cell’.

We could not try these combatants  in our own courts on our own soil for fear that they would  get off and be released into the population and begin collaborating with one another on another attack.

We could not house these combatants in our own maximum security prison system for fear that they may do what no one else has done, and escape.. or for fear that they would join in with the other extremely dangerous inmates housed with them and created new terrorists  networks.

We were even told to vote for the Republicans because they tried  to make us fear that they were the only one capable of keeping us safe in these uncertain times.

It’s telling that when these issue were brought up and the fear mongering was pointed at as an unnecessary tactic, he reply from the same people complaining about the supposed fear mongering President Obama is spreading, was

“So the Prez tells you stuff that you don’t like and don’t want to hear, and for his trouble of actually treating you like an adult and not sugar coating it, you call it “fear mongering.”

or

It’s legitimate and warrants some extra consideration.

That’s almost as “fair” as the people deciding the fate of the health reform being recipients of millions of dollars from the insurance companies… but not quite.

The scary idea that some Republicans are trying to make into some kind of truth, that once this reform is enacted, our elderly will be put out to pasture, is some of the most ridiculous and preposterous yet to be voiced in this debate. In country where a doctor is criminally punished for aiding terminal patients with only hours to live in excruciating pain, it’s asinine to believe that we would all of a sudden kill off an entire segment of our population. But fear is what the Republicans peddle to get their way, even if their way goes against what 72% of the population and 50% of their constituents are asking for.

The scariest part of all.. is that we and the Democrats in Congress will let them get away with it.

The only thing there is to fear here is the money Republicans and some Democrats will lose from the Health sector if they don’t get out and pimp for them now.

Oh…and to the Republicans who complain that bureaucrats should not be involved in the decisions between a doctor and patient, first I ask, is the  17 year old high school student working after school and weekends at the insurance call center denying  the care your physician is asking for now, doing that job any better?.. and then I say to those crying a whoa is me over politicians not being a deciding factor in the doctor/patient conversation.. Thank You for joining the ‘Pro-choice’ movement, the ‘Pro-medicinal marijuana’ movement and the ‘pro-assisted suicide’ movement, can we count on your support in 2010?



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Jul 24 2009

Will you help me?

written by ekg

Here’s another edition  of… Friday Rewind.

I think this weeks talking points, make this rewind apropos..

So without further ado,

Will you help me?

-I’m desperate and really need some help. I don’t know what to do so I am appealing to anyone who reads this. My sister is missing. We have not heard from her in a few days and it is not like her to just take off. We are organizing a search for her Monday morning in the woods around her home in Brevard County. My family and I are not wealthy and we don’t know how long we can sustain our economic livelihood during this time since the worry and stress make us unable to work, if you would like to help we have set up a fund at any Wachovia bank.-

-I’ve lost everything. I tried to evacuate but I am not a wealthy person and I don’t have a car. I don’t know what I am going to do, I have nothing. I lost my entire life in the flood, I can’t work because my job was washed away. I believe there is a fund where you can send donations, please…. Please for the love of God help me.-

-My cousin went to Aruba for graduation. She only drank a little and only did a little drugs, and went home with 3 boys she had just met. She’s missing now and we just know she was raped and murdered. I am a wealthy woman, I can afford to fly back and forth from my home to Aruba, but I don’t know how long I can do this. I will NOT leave my suite at the local 5 star hotel room where I am comp’d my meals, transportation, alcohol, and clothes, until she us found. If you would like to help me in this trying time, there is a fund set up at any local bank.-

-My 82 year old maid will be signing autographs today, there will be a donation bowl on the table. Thank you for making an old woman’s day.-

-My father was killed in a terrorist attack. I don’t know what I am going to do with out him. Please send money to help me thru this trying time.-

Please help me, my job does not offer healthcare, my husbands job does offer it but the monthly premiums are over $800 for a family of four. I have some medical issues that I really need to see a doctor about. Neither of my kids have seen a doctor for a well-check in over 4 years. When they are sick or injured, even if it is just a case of strep throat I have to take them to the ER because I cannot afford to pay the doctor visit at the time of service. If my kids would only get sick or injured before I pay the mortgage and utilities things would be a lot easier. My husband and my combined income is over $50k a year so we do not qualify for any Medicaid and we are not old enough for Medicare.. Is there anything, anything at all you can do to help me?

Which one of these will get the most help? Which will get the least? If we banded together as a race of humans, which would help all of us more in the long run? Which one will we just roll our eyes and tell the person to get a better job and stop asking for the government to supplement you?

Why is that? Why can we, as Americans, be so giving when see or hear of a disaster?

Tsunami a world away? No problem we can band together and donate 100’s of millions.

9/11 attack? Oh my god how horrible, and NO Timmy you can’t have an ice cream today because I have to send money to those poor people who had families in the buildings.

Your child is missing? How can I help? I can take some days off work and drive over to your county to help you search anytime I can.

Yet be so Goddamn stingy when it comes to helping people who didn’t have a building fall on them.
No healthcare? Well get a job you dead-beat subhuman.

The one thing we can help everyone in the country on is the one thing we will complain about giving money to. It’s Charity for the unworthy, it’s Socialism at its finest, it’s taking my hard earned money and giving to the lazy drunks of the world.

We’re not unfeeling. We give when there is a cause to give. Just look at this list and see how giving we can be

  • September 11th Victim Compensation Fund paid out approx $7 billion to the families
  • September 11th Fund collected and dispersed an additional $534 million from more than two million donors
  • $950m from the US Government to the Tsunami victims
  • An additional $515m donated by the private sector for the Tsunami relief fund
  • $800m for hurricane Katrina relief in just the first 2 weeks
  • $7m donated to Virginia Tech Memorial Fund after the shootings

And a rumored $20m donated to the Natalie Holloway Fund for her mother, friends, family, searchers and friends of searchers. Even though they were all comp’d everything from their plane tickets to Aruba to the bathing suits and the Gucci sunglasses they needed.

See, we’re not heartless…

So why is it ‘Welfare’ when we want to help a single mother and ‘Socialism’ when we want to help anyone who is a part of this country? If you added up all of those donations it seems to be you would have nice start to paying for Universal Healthcare.

Cuba doesn’t have a car newer than 1965 or anything but corrugated metal roofs on their hut homes… but they have universal healthcare.

France, Italy, Britain, Canada…. All have universal health care. The argument here against it, is that healthcare would decline if we switched. Well, the World Health Organization already ranks us 37th in healthcare, which is below places like Costa Rica, Columbia and Dominica. When we’re ranked below a place such as Columbia does it matter if we decline any more? What’s the worst that can happen? That we only rank up there with Canada (30)? Or that we rank below Slovenia (38)?

France is number 1 and Italy is number 2 on the WHO’s list. Sure they pay more taxes to be number 1 and 2, but is that such a big deal? We donated $20m to a mother who lost her daughter when she went out and got shit-faced and went home with 3 men she had never met. We paid $7 million to people affected by a shooting in Virginia. We don’t seem to mind when we pay for stuff like this, so what the hell is wrong with paying for a universal healthcare plan that will improve everyone’s health?

It’s not Socialism or Welfare when we give when we want to. It’s the Christian thing to do. So why isn’t Christian to help some of the 45 million people in this country without healthcare?

What’s the worst that can happen? Will homes suddenly be foreclosed on in record numbers? Will gas prices suddenly rise? Will milk go up to $4.89 a gallon? Will one pain pill cost $60? Will the cost of an MRI go up over $2400 or will a hospital ER visit take longer? What’s the worst that can happen???? Besides the insurance and pharma companies making $2B in profit instead of $3B and the middle class living a healthier life….what IS the downfall to making sure every American has the right to Life, Liberty and a Free pap smear and colorectal exam?

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Jul 15 2009

Does this mean he failed?- Chrysler and others pay back TARP loan.

written by ekg

I’m sitting here refreshing Drudge and Cnn while simultaneously flipping through all the headline news shows… and no hoopla!

You’d think with months of screaming, ranting,crying, and those  tea-parties, someone would have mentioned that we are now  ‘less Socialistic’ …

If I could stomach listening to Boss Limbaugh, I would see if he was sweating and dancing to the tune of Beck’s  “Loser”. Since President Obama has most certainly failed in his attempt to turn the USA into the county of the New National Socialist Party,  with his ingenious take over of the banks and car companies.. whilst driving the rest of the country into the shittier by stealing our wealth and spreading it amongst the elites…

but nope, nothing.. instead I get the news from my favorite ‘Mo

Chrysler Financial repays $1.5

bln US gov’t loans

DETROIT, July 14 (Reuters) – Chrysler Financial said on Tuesday it has paid off $1.5 billion in loans it had received from the U.S. Department of Treasury in January to fund vehicle loans and incentive programs for Chrysler consumers…

BB&T repays TARP money

Seven months after it accepted $3.1 billion from the federal government, BB&T Corp. – a longtime opponent of big government – repaid the money with interest Wednesday.

$93 million in profit was made off that investment.. Not too shabby in my opinion.

FirstMerit repaying TARP

loan this month

An Ohio bank with more than a dozen branches in the region announced plans this week to repay the federal government’s more than $125 million investment under the Capital Purchase Program.

In fact, if it had not been for the ‘mo..and the 2nd story I never would have known that American Express, Bank of New York Mellon, Capital One, Goldman Sachs, JPMorgan Chase, Morgan Stanley, Northern Trust, State Street and U.S. Bancorp also announced that they had repaid their loans from TARP, or the Troubled Asset Relief Program.

I should be surprised that I haven’t heard anything from the biased and untrue liberal MSM.. right?

Then again, if the media really was a ‘liberal slanted monster’ this would be on every headline news crawler and program just to rub it in to the faces of the Chicken Littles who were screaming that we were being taken over by our government…ironically while ignoring that were already  ‘taken over’ by our government..

I guess they are moving on to make more accusation about the Democrats evil attempt to bring socialism to the shores of the country by giving every baby born, house cleaner working, and any one else who likes to choose things for themselves instead of having someone else choose for them, that deplorable option of…. Health Care. So like everything else we’ve seen ignored in the last week.. Chrysler’s repayment will go unnoticed because it’s easier to keep throwing the kitchen sink of accusations than it is to actually give it a minute to see if it just might work.. It’s more patriotic to wish failure for the Government attempt to stop the slide into another depression era than it is to say “OK, that was my bad.. Carry on”.

Anyway, thank you for the $93 million in profit BB&T.. it was a pleasure doing business with you.. Come again soon.

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Jul 6 2009

My reply to lil mike

written by ekg

ekg here…what you’re about to read is  what lil Mike and I do, this is where we are in our comfort zone and where we excel. It’s long, it’s tedious, but the final result is an all out information explosive.. We have done this kind of exchange for years on muchedumbre.com. When we started ‘blogging’, we forgot that which made us great… the quote/reply debate, because it’s hard to get into that sort of debate in a ‘blog-comment’ section..

well, not anymore…

Here is my rebuttal to Lil Mike’s

Public Option? -> Only Option

Feel free to join in the debate in the comment sections.

..

” But one thing is clear, if it’s going to be reform in any way that Obama and the far left of the Democratic Party care about, it’s got to have the “Public Option.”  Right now the administration is having it both ways.  On the one hand it’s saying that it has no intention of driving private insurers out of business, but on the other hand, reassuring Congressional Democrats that the President is still committed to having a public option as part of his vision of health care reform.

Why the Public Option?  The formal answer was included in Obama’s letter to Senators Kennedy and Baucus:

“I strongly believe that Americans should have the choice of a public health insurance option operating alongside private plans. This will give them a better range of choices, make the health care market more competitive, and keep insurance companies honest.”

Competition?  There are approximately 1300 health insurance providers in the US.  Really, will 1301 really make the difference and suddenly lead to “a better range of choices, make the health care market more competitive, and keep insurance companies honest?”  That’s all it would take, just one more provider?  The idea is so ridiculous that you would have to be a White House journalist to buy it.”

Ok, will one more provider really make a difference? Absofuckinglutley!  Yes, 1300 companies offering the same shitty product would actually have to offer a better option if a bigger and better player came on to the scene. Your debate isn’t whether the Government can offer a product that will make the other companies provide a better choice, your argument is… Should the Government offer that product at all.. So let’s not play games with throwing in all this other stuff..

“What makes the public option the crown jewel of any health care reform plan?  It’s the camel’s nose under the tent for single payer government healthcare.  No, this isn’t just Republican scare-mongering.  I can hardly imagine any other conclusion for the insistence on a government healthcare plan.  And it’s easy to see how it would happen.  The logic is this:  One of the keys of health care reform is an individual mandate, but you can’t very well have one if people cannot afford to buy health insurance, so you have to provide an option for people too poor to pay.  Enter the public option.  An analysis of several public option scenarios shows that premiums could be 30 to 40 percent less than comparable private plans.  That of course hinges on the government paying reimbursement rates comparable to Medicare, which are 70-80 percent of what private insurers pay.”

I read your Lewin Group PDF analysis it was interesting.. until I Googled them and found out that..

Lewin Group is) part of Ingenix, which is owned by United Healthcare Group, the insurance behemoth that has been buying up insurance companies left and right, expanding its reach into just about every segment of the health-insurance market. Its flagship, UnitedHealthcare, helps make it the largest health insurer in the country. It’s a safe bet that United is not too keen on a public plan that might shrink its business.

Now I don’t find them credible in this discussion..Sorry about that but seriously, you wouldn’t allow me to use Rahm’s notes as actual unbiased data would you?But let’s address this ‘fear-mongering’ warpath scream of “Single Payer Healthcare-Oh My”..  Why is it that every time a Democrat tries to do anything you Pub’s start screaming ‘Government take-over!” “Government Control” “States Right!” and“Give me Liberty” , when after 8 years of massive Government abuse, Lenin-ish intrustion, insane Government spending,  and obscene Government entitlements there was nothing but the sound-bite of “If you’re not with the President, you are with the terrorists” to anyone who raised a fart of a question?

But now, Oh My God! We’re killing health care…!! We’re taxing people too much..!! Businesses will crumble..!!

really?

Did you know that Bush’s medicare proposal was…

…aimed to inject market forces into Medicare by encouraging beneficiaries to enroll in government-subsidized private health plans that would compete directly with the traditional government-run, fee-for-service program. The drug benefit would be the chief inducement for seniors to make the switch to private plans.

Maybe I missed it, but were there Fox News sponsored Tea-parties for that?

Something else I just found out (by the way, this is why Mike and I do this so well… during our hunt for facts we often find other facts that come in handy in other debates) “The Patriot Act and Department of Homeland Security was the brainchild of one William Jefferson Clinton.” Sure the website is a little nutty and over the top in it’s ‘doomsday’ opinions, and in all seriousness I shouldn’t link it because you will use it against me, but what the hell.. it pretty much spells out everything I’m saying about what the Pubs were happy to do with a Pub leader and shit themselves when it’s a Democrat doing the same thing. Best of all, it does it with the same chicken-little hyperbole you guys are using now..

In short, Bush’s encouragement to beneficiaries to enroll out of their private plans and into the government plan didn’t bring about “Single-Payer Storm troopers” and neither will President Obama’s. But if… if it did, once again you can thank Bush for that ummm…camel nose under the tent… since he started the ball rolling… ;)

Of course I loathe the ‘It’s Bush’s fault” argument.. It was fun for a few years there, but now it’s just old,crusty and only garners a slight roll of the eyes… The problem is, there are just so many fucking things that are his fault and you Pubs are just now finding that out because Obama is following in his footsteps on alot of them. So as loathsome as it is to say.. it’s still applicable.

Moving on…


“So one of the ways the Obama plan controls costs is just by paying the doctors and hospitals less.  I’m sure that will make a great incentive for people to go into the medical field.  And who wouldn’t want to be taxed to subsidize their competitor?”

President Obama will pay doctors less and therefore who would ever go into the med field.. An addendum to this argument is the.. “we will become a 3rd world health care system because there will be no incentives (money) for research”… OK 1st, we already are below many 3rd world countries when it comes to our health care and as for the rest? Well,  I can think of one disease that if it wasn’t for the French, not only would we still be calling it GRID, who knows when someone would have been able to isolate the AIDS retrovirus. Hell, it was a German who discovered that HPV was the leading cause in cervical cancer…

As for being paid less? When did we lose that ‘country doctor’ mentality of people becoming a doctor to help people? Was it around the same time insurance companies first started popping up? I’d really love to see a study on the correlation of the emergence of insurance companies and their control and doctors treating people less because it’s what they dream of doing and more to try and become a million by the time they are 30.

In short, I don’t know what President Obama’s plans on the pay scale for doctors and hospitals is. I know that right now we spend more money on administration costs than just about anything else. Medicare proves that you only need to spend 2% on admin costs and still function admirably.. $230 billion a year is spent in California alone on administration costs, Obama’s plan cost less than 1/2 that for the entire country.. so why those  massive saving would not trickle down throughout the system is beyond me.  To me, it would seem that if $25 from every $100 doctor visit that went to insurance administration now, was cut to $2, the doctor would be seeing a hell of alot better of a return.

“First, the same analysis shows that depending on the premium rate for the public option, 119 million people could lose their private health insurance…If the public plan has lower premiums, what do they care what rate their doctor gets paid at?  Others would find themselves dumped.  Why would companies want the expense of maintaining their own health insurance coverage when a public plan can offer lower premiums?”


I addressed this somewhat above when I brought Bush’s plan to get people off the private rolls and onto the public ones  to your attention already, but that’s not my argument against it, a bad plan is a bad plan no matter who the President is, something the Republican  religion doesn’t like to admit..My argument is this… I believe you are wrong.. those insurance companies will be forced to compete with the new plan.. they will have to offer something else, whether it be a lower premium or more coverage or an annual trip to Bermuda..whatever.. I mean do you seriously think they’ll just keel over and die? Hell no, they’ll find something that their competitor doesn’t have and offer it..

Back in the 90’s I was fired for being pregnant, lost my insurance(not that I had prenatal anyway), and was forced to go on Medicaid. HMO’s were exploding at that time and you were forced to pick either an HMO or straight medicaid. There was many HMO’s to chose from  and they all pretty much offered the same plans as each other and medicaid but since there was competition, the HMO’s decided to offer other incentives to get people to enroll in their plan. It was piddly shit like  children vitamins each month with this one, free contacts with that one, free vitamins,contacts and bubble gum with the other..(ok, not really on the bubble gum.. but you get the point).. the catch was you had to use their doctors,their hospitals and their pharmacies. Or you could stick with medicaid and go with pretty much whoever you wanted. I liked my doctor and she took medicaid so I chose that path. So when you tell me that a government sponsored plan will not only force people out of their private plan but will force private plans to close up shop and move away.. I laugh! These companies want to succeed today just as much as they want to succeed tomorrow and they will find a way to entice employers to keep paying them.. Whether that be free vitamins or a free trip to Bora-Bora for the employer who signs up the most employees onto their plan.Most, if not all, will adapt and  survive… and those that don’t? Well, you don’t mind when they fall in a full capitalistic society do you?

So why is a Public plan the only option? Because without it there is no change.. With it there is a crack in the monopoly-like hold insurance companies have on this country and it’s leaders. They have never had to worry about regulation and competition before and now they are throwing out all the buzz words that make  conservative hard.. “Socialism”..”Government sponsored”..”Government entitlement”… and to that I say Pshaw! Look what the debate has already done for health care… before a person was actually denied  treatment for her cancer because her insurance company said an outbreak of pimples in her past constituted a ‘pre-existing conditions’.Pimples!  But now all of a sudden insurance companies are screaming that sure,  they can get rid of the pre-existing conditions clause. The debate alone is forcing other companies to offer more benefits at a lower cost to women in some states.. The debate alone is changing health care for the better.. If the debate is cleaning up health care and the conglomerate-do-as-they-please  hold on health care that the insurance companies have.. then I am encouraged as to what an actual Public Plan will be able to do.

So, the cost factor? One state already pays 1 and 1/2 times more for just the administrative costs than the public plan for an entire country.

The reduction of doctor’s fee and hospital costs? The savings from the decrease in administration costs should increase what the medical providers see.

The loss of research and cutting edge medicine? You walk into the  Pasteur Institute and tell them they’re a 2nd tier institute.

Socialism? Please.. George Socialist Bush!

The loss of a free market? No, more like the opening of a closed market and forcing it to become competitive to survive..

Yes… Public Option? is the only Option

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Jun 27 2009

Let them eat cake… and how we barter in human life…

written by ekg

I have had the honor and horror of watching both ends of the health care spectrum over the last couple of weeks. My grandmother, who is 86, has spent 17 of the last 22 days in the hospital. The first go around was because her lung collapsed from an injection given in the wrong place. The end result of that stay was a new prescription of coumadin, a blood thinner, to keep her from having a stroke from the collapsed lung. The second and current reason is that after a few days of coumadin she started feeling extremely sick and dizzy, the hospital did a few tests and found a blood clot on her brain. She had fallen a few weeks ago, she was fine after the fall but apparently she suffered a pretty bad bruising that normally would have healed on it’s own, but which the blood thinner  had since made

it worse because it made injury bleed a little more.

She is doing fine by the way.. or as fine as an 86 year old, end stage renal failure, 3 days a week dialysis patient with a recently re-inflated lung and a blood clot on her brain would be expected to be doing. This isn’t about her as much as it’s about the specrum of health care in this country.

My grandmother has spend most of her time in the hospital in the  brand new section called the “The Heart Center“. They offer more of a personal and intensive medical service, not too mention all the comfort of a 4-star hotel. The ’suite’ she is in really is better than most hotels I’ve stayed at. I’m not complaining about her treatment or her room or any of the other services she has been fortunate to receive. In fact just the opposite. I have been completely impressed with this new section of the hospital. When they decided to call the rooms ’suites’ they didn’t exaggerate. The rooms are the size of a normal 2 patient room, but they are private with hardwood floors,wood wainscoting and cabinetry. There is a personal desk that has all the ‘technological’ necessities such as an internet port,cell phone charger hook up, iPod/mp3 port, there is even a personal fan and temperature control. Finally a medium size plasma-screen tv and DVD player for each room.

For visitors the suite offers recliners, extremely  comfortable chairs and a couch that makes into a bed. Oh, did I mention the view of the river?

Yes, the “Heart Center” is a top of the line stay for anyone who is lucky enough to get sick and admitted to it and I am glad that her stay has been as comfortable as it has.

I don’t know much about insurances, but I know that she has
“Tri-care for life” add that in with their medicare and both of my grandparents haven’t a care in the world when it comes to health care and I am thankful for this. They are of the ‘Greatest Generation‘ who were asked by their country to sacrifice and serve and they stepped up and happily did their duty.  They deserve to be cared for in the older years.

But compare my grandmother’s care to that of her house cleaner’s. I know there is a stigma attached to the  ‘house cleaners’ as somehow being beneath us in some way, but I think that’s because we’ve never really thought about them. I want you to take a minute and do just that. If you have a house cleaner she probably spends 2-4 hrs at your house every 1-2 weeks doing the things for you that you don’t want to do. You pay her to vacuum,dust,pick up the living room and not only do you pay her $20-25 a hour to do your job for you, but you are not her only client. If she spends 4 hrs at your house she still has enough time, to do another 4 hours house and at $25 an hour.. well she just made $200 that day to do something a simple as cleaning your kitchen. No, I don’t believe house cleaners are beneath us, I believe they are smarter than any of us give them credit for. They wear whatever they want to work,they are their own boss working their own hours, telling people which product to buy them so they can use. They work in comfortable climates and pretty much have the run of your home while they are there, watching tv and listening to your radio as they go.  A good one, with an established clientele and the time to work a 10-12hr day can make as much as $1500 a week for their uneducated labor. Yes, we are beneath them in them grand scheme of things.

My grandmothers house cleaner was a family friend who started her business very late in  life. She had been married and was never required to work or pay her own bills but one day her husband decided to take off and live with his new girlfriend and Dot was left with nothing to turn to, so she did the only thing she knew… she cleaned houses. She was just starting to get back on her feet again when she was diagnosed with pancreatic cancer. It was a devastating diagnosis because there is no recovery and the outlook is a fast and painful death. That wasn’t the problem though. She had no money to stop working and she had no insurance to cover her. She was building up to all of these creature comforts and just hadn’t had the time to get there yet, another year maybe and she would have attained some of what the rest of us take for granted. But that still wasn’t her problem, her problem was that she wasn’t going to die fast enough.

Because her type of work depends on her actually working, she couldn’t take days off, because while she was diagnosed to die within the next 6-9 months, she still needed to pay her mortgage, utilities,food, car payments, gas and then if anything was left after that, her prescriptions and other medical costs. Her doctor of course tried to get her into the public health systemts but unfortunately she made too much money to qualify and if she were to reduce her income she wouldn’t be able to survive. Her doctor, knowing that she had nothing, spent hours calling around to various hosiptals in and out of the state to see if he could find anyone to give their time to her for free so that she could be treated in some way or helped in some way to die in whatever peace she could.

He couldn’t find anyone out there willing to help.

Dot didn’t let any of this phase her, it was what it was and that’s all there was to it. She did finally find another house cleaner to take on her work and split the pay with her. The house cleaner she found had to drop many of her full-paying clients in order to take on Dot’s clients for 1/2 the price she was getting on her own, but even at 1/2 the price she could survive and she knew that at that point Dot didn’t have much time left anyway so she wouldn’t working at the reduced rate for long.

After buying her own pain medication and paying to keep her electric on, Dot didn’t really have much money left over. She was approved for hospice towards the end but that was of littel comfort since she only lived 5 days in their care. Through it all Dot never cried about the pain she was living through or the predicament she was in. She was proud of what she had accomplished after her husband left her without a penny and all the monthly bills. She didn’t cry that she had been forced from the home she had shared with her husband because she could no longer afford it, she was proud of the 2 bedroom cottage she fixed up with the money she made from her job. She had started from nothing, lost everything and had built up a pretty decent life-style all on her own when most people at that time of  their lives are starting to wind down and think of the vacations they will take when they retire in the next few years. No, Dot never asked “why me” or “who will help me”.. And Sherry, the cleaner Dot  got to work for her, never complained when she had to trade in her car for a cheaper one or when she had to put off paying for her own daughters wedding. Sherry sacrificed her time and lively hood, her daughter’s wedding and many other things when she didn’t have to but it was just the ‘human’ thing to do. I sometimes wonder if the doctors who told Dot’s physican that they just didn’t have the time to take on a non-paying patient or couldn’t afford to write off her care.. how would they feel if they heard that a relative stranger and lowly house-keeper stepped up and offered her sacrifice and service when they wouldn’t.

There is a class-warfare going on in this country right now and it ’s called “Health care”. I am more grateful than I can express at the coverage my grandparents receive. I know that if  they hadn’t had the great insurance that they have, they would have been dead a long time ago. But at the same time, I can’t help but ask.. why couldn’t Dot have had just a part of that golden coverage? Throughout time there has always been the ‘haves’ and ‘have-nots’ and there is nothing wrong with that. For it takes the ‘have-nots’ to spur on new innovations and creativity.  It’s when you do without that you find out exactly what you are missing and you find a way to get it. Our country couldn’t have become the power it is had everybody been given everything equally. What do I want to ‘keep up with the Jones’ for if they are going to get what I have given to them? Why do I want to work 80 hrs a week if Slacker-Billy is going to get a steak dinner and  comfortable roof over his head for working a 3rd of the hours. Why do I have to go to school and study,  then incur thousands of dollars of debt, when 1.0 GPA Sam is going to get the same things I am. I understand the tenants and the benefits of Free-Market Capitilism and I agree those who promote this type of lively-hood.

What I don’t understand is… why does health care have to be one of those things that only the rich and insured are entitled to. Why is the  health of someone a pawn in the Political and Pundit game of ‘Capitalism V. Socialism’. It’s a person’s health. Not their education, status,wealth.. it’s their health, their vision, hearing.. their life.

Is there anyone out there that can explain to me why the ones who could have afforded to help Dot, ignored her plight and the one who couldn’t afford it sacrificed and helped a dying woman who did nothing wrong except be unable to afford a platinum health care policy? Or instead..  explain why we are forced to have platinum policies in the 1st place. We are not talking about giving a Rolex out for Christmas to every peon worker-bee we employ.. we’re talking about giving them doctor visit when they have a cold, giving them a shot when they are in pain, giving them a test to see what the blood in the toilet is from..or what the newly discovered lump on a breast is.. Who cares how we pay for it, seriously..who fucking cares!  We pay for the research of fruit flies sexual reproduction, we pay for prisoners and death row inmates to have better health care than 75% of our population, we pay for roads,bridges,statues, humanitarian aid to other countries.. Forget the money for once, if we were attacked tomorrow we would pay for the latest and greatest defense system.. Forget the money for once..

There is a ‘let them eat cake’ philosophy on people’s health.  .. On their health! Why?

Someone… anyone… Please tell me why a dollar… your dollar.. is worth more than a persons life? Because they didn’t work for it and you did? Because if they received the same benefit as you, well then you will just quit your job, give up everything else you have and live off the government tit? Would you really just decide to up and quit everything and go from Prince to Pauper just because everyone has health care?

Why are we bartering in human life? Instead of asking me how to pay for it, how about you tell me what I have to give up to help those around me.  We’ve been asked to sacrifice and serve this country before and many people stood up when asked, so tell us what we need to sacrifice now to save a human life.. Because I am done bartering with the souls of the people around me.. You tell me what a life costs and what I have to give up to save it and we’ll go from there.

What is the point of having these elite medical centers that could compete with a 4-start hotel, if most of the people living in this country can’t afford to use them?

Why have we let someone’s ability to be treated when they are sick, become the latest  status symbol of elitism?

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Jun 23 2009

Health care… are we for the people or for the insurance lobbyists?

written by ekg

Yesterday, on the MucheDumbre forum a great question was asked..

What Kind Of Healthcare Reform Do You Want? (If Any…)

Healthcare reform is gonna be the big subject this summer. Rather than just bash one party’s ideas over the other, I thought I’d just express what I would like to see. Personally. And invite others to do so as well.

My health insurance is employer-based. I am unhappy with it. The insurance I had with my previous job was less expensive and I had developed a relationship with my doctor, who is not on my current plan. Now, I could opt out and get insurance on my own, but it would be considerably more expensive for the same level of coverage.

Right now I am pretty much locked into my employer’s choice. I want a system that provides real choice. I choose my insurer. I choose my doctor.

I don’t think a government-run system is the answer for everybody, but I do think there should be a safety net for the uninsured and under-insured.

For me, I just want something affordable and portable.

Let’s face it, health care is broken. Blaming who broke it or who wants to fix it  isn’t doing a bit of good for anyone. It’s time to finish the dialog on whether people want reform.  Those options have been weighed, they have been measured and they have been found wanted!

The question asked on the Muche forum is a good one and my list is probably on par with most people’s list, to put it simply…

I want a plan that allows me to have a yearly well-being check for me and my family, office visits with a reasonable co-pay until a certain deduction( based on income), is met for the adults. Children under 19, if still in school full-time, have a much smaller deduction if any at all, prescriptions with a co-pay(even the ones that are ‘free’ now unless you just cannot afford them), hospitalizations decided by doctors(after they have been reformed) and major medical disasters covered… I want all of this for a reasonable monthly price based on your income. The biggest thing is  an end to the “pre-existing  condition”, if you’ve had cancer, you can still get coverage  but you might have to pay 5-10% more a month than the person who’s never had cancer.

So how do we decide who pays what? The complaint is “He doesn’t pay as much as me waaa-waaa-waaa, so why should he get what I get” !  How can this be done in a fair way? Ask the student loan program! It’s not perfect, but if you can pay back your loans at X amt, you pay them back at that amount. If you can’t make those payments, do an ‘income contingency’ payment that’s based on your income.  Can’t do that payment.. you get deferred for 6 months to year at a time and the minute you start making more you get on one or the two above payment plans.

As I said,it’s not perfect and I am sure there are people screaming how wrong this is,  but the Federal Student Loan program  is able to set up re-payment plans  for millions and millions of people and still have the money to ‘loan’ out for more loans.

What else do I want in my health care reform? I want my medical records put in a huge super-computer system so that any doctor, anywhere can see what I’ve been treated for, what medications I’m taking and what I’m allergic too… if I can walk into any Wal-greens in the world and get my prescription history, I should be able to walk into any clinic/ER in the world and they know my medical history. Seriously, if Wal-green has mastered this Einstein-like algorithm.. so should the federal government.

Health care and Education are not ‘rights’ guaranteed  to every citizen of this county by decree of some document,  but they should be. Capitalist and Socialists alike, we are all only as strong as our weakest/dumbest link and right now we are in serious trouble and headed towards an all out ‘class warfare’ and  eventual destruction from within.

It’s not like I’m explaining some foreign concept to you, some… “Obama liberal socialist” movement that no one really cares about.. On the contrary, 72% of Americans polled say they want a Private plan and  PUBLIC plan, a plan similar to Medicare, offered. 72%! That’s not 72% of Obama Democrats, no their numbers are at 87%, those numbers are Americans.. ALL Americans, even 50% of only Republicans polled want a Private and PUBLIC plan offered, most amazingly is 50% want the government to run it. Even more astounding are the numbers who will for vote for a tax increase to pay for it. 57% of Americans would be willing to pay higher taxes so that everyone can have health insurance. Has there ever been an issue that 72% of the combined political population agreed on something and 57% said “tax us” to get it?  If we can’t agree on this, there is one thing we can agree on..

(CBS)

Democrat senator Dianne Feinstein from California said that she doesn’t think the Democrat caucus will support President Obama’s agenda on installing a ‘public’ plan… Well guess what, when 87% of your constituency says they want it.. and the democratic senators won’t give it..I think we can all agree it’s time to get new Democrats.

53% of the American population has already done more than answer a CBS/NY Times phone call… They walked their happy ass into a booth and voted. I’m sorry conservatives, but you lost. These Democrat Senators are afraid that they won’t have their Republican constituencies  support when they go up for re-election next year, well guess what? You won’t have that support anyway, but with the support of 87% of your own people and 50% of the Republicans,  giving them what they want is not the road to retirement from your coveted seat.

But, ignoring them is.

I’ve seen many an argument on gay marriage come down to “Well, the Gays need to get it through their heads that this is a democracy and all you have to do is look at California, the most liberal state in the Union, and see that people just don’t want gay marriage. The Gays need to respect the voice of the people” To  you I say, sit down and shut the fuck up, or pick up your phone and tell your senator that even though you don’t agree with it, 72% of the American population does.

There isn’t an excuse anymore. The question is no longer.. “what kind of reform in health care would you like to see?” The question is when are you going to do what almost 3/4 of the American public and your president is demanding you do? The only place this is a ‘bi-partisan’ issue is on Capital hill, the American people have spoken…it’s as simple as that. If those on Capital Hill  aren’t listening to the majority of Americans demanding change, then who are they listening to?  The Insurance lobbyist? The Pharmaceutical lobbyist? When it’s time for their re-election, Congress had better have listened to the ones who actually put the votes in the ballot.. instead of listening to the ones who put the money in their pockets.

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Jun 17 2009

Forget the flying car we were promised and just give us healthcare!

written by ekg

Why do we need health care reform?

Robin Beaton found out last June she had an aggressive form of breast cancer and needed surgery — immediately.

Her insurance carrier precertified her for a double mastectomy and hospital stay. But three days before the operation, the insurance company called and told her they had red-flagged her chart and she would not be able to have her surgery.

The reason? In May 2008, Beaton had visited a dermatologist for acne. A word written on her chart was interpreted to mean precancerous, so the insurance company decided to launch an investigation into her medical history.

Even after the dermatologist talked with the insurance company, telling them ‘This is a misunderstanding. This is not precancerous. All she has is acne.”and begging them not to cancel her, they still rescinded  her coverage.

What kind of country allows this to go on day after day after day.  I won’t ask why Charles Manson has a dental plan while 45 millions American’s can’t even afford to go to the doctor,  that would be ignored like it always is. So I am phrasing it in a monetary way since money seems to be the only thing some people understand.

Why do criminals have better health coverage than the people who actually pay for coverage?

Why do the people who can make a difference think that this couldn’t be their daughter’s story? Is it because they’ve got more money than most small countries so it doesn’t matter if their insurance covers them or not?

It must be.

Until something like this happens to the wife, daughter, grandson or someone in the immediate family of those who can actually change this arcane system we call ‘health care’, these kinds of stories will grow.


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